Best card for…
Best credit cards for World of Hyatt
By Gary Leff · Updated
The short answer
The World of Hyatt Business card is best for earning elite status through spending, while Chase Ultimate Rewards cards remain the best way to earn Hyatt points, though new Sapphire Preferred cardmembers now transfer at a 4:3 ratio.
Advertiser disclosure: View From The Wing may be compensated when you apply through links on this page. Rankings are Gary's own and are not reviewed by issuers. Full disclosure. Terms as of October 5, 2026.
Gary's picks
1. Best for status
World of Hyatt Business Credit Card
- Bonus
- 70,000 points
- Spend
- $7,000 in 3 months
- Annual fee
- $199
Why for World of Hyatt: 5 elite nights for every $10,000 spent, plus up to $100 in Hyatt credits.
Gary’s reviewApplications unavailable in preview2. Best for pointsBonus alert · Elevated offer
Chase Sapphire Preferred® Card
- Bonus
- 100,000 points
- Spend
- $5,000 in 3 months
- Annual fee
- $95
Why for World of Hyatt: Ultimate Rewards still transfer to Hyatt, though at 4:3 for new cardmembers.
Gary’s reviewApplications unavailable in preview3. Best for business spend
Ink Business Preferred® Credit Card
- Bonus
- 100,000 points
- Spend
- $8,000 in 3 months
- Annual fee
- $95
Why for World of Hyatt: Ultimate Rewards points on high-volume business categories.
Gary’s reviewApplications unavailable in preview
How to choose
- Decide whether you want status (co-brand) or award nights (transferable points).
- Check the new 4:3 transfer ratio before assuming Hyatt is still your best redemption.
- Business owners can hold both a co-brand and a transferable card.
Questions readers ask
- Is Hyatt still the best use of Chase points?
- Often yes, even at 4:3, because Hyatt award prices remain low relative to cash rates. Run the numbers per stay.